What happens after an employee is hurt at work? It’s important to report it to your workers’ compensation insurer right away. It helps the injured employee get the best care possible and receive any benefits that are due.
One factor that affects your workers’ compensation premium is your loss history. Workers’ compensation claims can cause future premiums to increase. Bring employees back to work as soon as they are medically able to minimize the impact of claims on your premium.
Work injuries are never a good thing, but you might find some peace of mind knowing that injured employees can receive workers’ compensation benefits to help bring them back to health and productivity.
Learn where to buy workers compensation insurance. In most states, you have some options. You can typically choose whether to purchase through an insurance agent, or from a carrier directly, depending on what state you live in.
As an employer, you can’t legally ask job candidates whether they’ve had past workers’ compensation claims. It’s prohibited by the Americans with Disabilities Act and state anti-discrimination laws.