What is workers’ comp?
Workers’ compensation is a type of insurance that protects employers and their employees from the unexpected cost of workplace injuries.
It is designed to cover medical bills and lost wages when someone is injured at work. Benefits can also include payments to compensate for permanent disabilities and to dependents of workers who are killed in job-related incidents.
Employers who rarely see an injury, particularly small businesses, may be the least prepared to navigate the system and control costs when an accident does happen.