Quick and easy workers’ comp for small businesses
Workers' comp made pure and simple
You’re a small business owner. You’re busy. You wear a lot of hats. You think you need workers’ compensation insurance, but you’re not exactly sure. What does it cover? How much will it cost? You want answers. We’re here to teach you the basics, get you a quick quote, and get you on your way.
What is workers' comp?
Who needs a policy?
How much will it cost?
“Reputable company. Easy application process. Staff that are friendly and provide an exceptional customer experience to make sure your policy is exactly what you expected and you are satisfied with your outcome!”
Mike’s Lounge Place, Inc.
Trust the work comp experts
Workers’ comp policies purchased through Workers’ Comp Essentials are provided by SFM Mutual Insurance Company. SFM is the largest workers’ compensation insurer in Minnesota, and covers more than 25,000 employers across the Midwest. We focus on safety and customer service, and 96% of our customers renew with us each year.