It’s important to have safety rules in place to avoid injuries at work. But what happens when an employee gets hurt while violating a company rule? Depending on the laws in your state, employees who are injured while breaking safety rules might not be able to collect workers’ compensation benefits.
I know I need to provide workers’ compensation coverage for my employees, but do interns need workers’ comp coverage too? Generally, paid interns are considered to be employees and are covered by the policy. If the intern is unpaid, it can be harder to determine.
Are undocumented workers eligible for workers comp? It varies from state to state. In Minnesota, undocumented workers are covered by workers’ compensation policies. If you’re unsure of your state’s laws on the subject, check with your insurance carrier.
I’m a small business owner. Do I need workers’ compensation for my family business if all of my employees are family members? The rules differ based on which state you live in.
In many states, small business owners and family members don’t need to carry workers’ compensation coverage for themselves. Even if not required by the state, it’s common for general contractors to require all subcontractors to purchase coverage.