Quick guide: Workers’ compensation in Nebraska
Your small business work comp questions answered
You’ve got a business to run so we’ll tell you what you need to know about workers’ compensation in Nebraska — what it is, who needs it, and where you can buy it.
What is workers’ comp?
What does workers' compensation insurance cover?
How do I know if I need workers' comp insurance?
There are just a few exceptions, which are listed in the next question.
Are there any exceptions for family members, farms or small businesses?
There are a few exceptions in Nebraska workers’ compensation law, including:
- Household domestic servants in a private residence
- Some agricultural operations such as those employing only relatives or those employing fewer than 10 full-time employees for fewer than 13 calendar weeks (consecutive or not)
- Self-employed individuals, sole proprietors, partners and limited liability company members who don’t elect to be covered
How much will it cost?
Your workers’ compensation premium is based on how much your payroll is, how dangerous your industry is, and your business’s history of work injuries. If you have a clean safety record, it can help keep your premium low.
For more on how premium is calculated, see our Workers’ Comp 101 page.