Tips and advice from our workers’ comp blog

Can you ask job candidates about prior workers’ compensation claims?
As an employer, you can’t legally ask job candidates whether they’ve had past workers’ compensation claims. It’s prohibited by the Americans with Disabilities Act and state anti-discrimination laws.
How to avoid workers’ compensation surprises when using subcontractors
Knowing what type of coverage your subcontractors carry, and whether your state classifies them as independent contractors can help you avoid surprises during your annual premium audit.
Have no fear of the workers’ compensation audit
Don’t be surprised (or overcome with dread) when you hear your policy requires a workers compensation audit. Every workers’ compensation policy must be audited annually at the end of the policy period to make sure you are charged the correct amount for your policy premium.